realAGENT is an Agency Banking/Mobile Money Agents Network Management (ANM) service product of SEMBIC INTERNATIONAL LIMITED.

How Can You Join Us


Prospects pay a non-refundable N25,000 (Twenty Five Thousand Naira only) as realAGENT Business Packages, which qualifies such a person to become a member of realAGENT and is qualified to enjoy all the benefits underlying the realAGENT membership. 

Upon meeting the requirements of each of our partner financial service providers, this gives the agent access to the PoS terminal and other work tools of our partner Banks, Mobile Money Operators, and Super-Agents. Subsequent PoS terminal requests attract a N5,000 Administrative Fee per Terminal and also meeting the onboarding fee of the partner financial institution. As mentioned, the amount payable is exclusive of the Platform provider’s Terminal release registration or administrative fee (depending on the nomenclature) but it is an onboarding fee.

We currently partner with top-notch industry leader platform operators in Banks, Mobile Money, and Agency Banking industry and they make available business tools like POS terminals, mPOS or PINPAD, mobile apps, and or web apps with other materials which we distribute to our agents for the agent’s successful Agency Banking/Mobile Money business.



Kindly note, the N25,000 (Twenty Five Thousand Naira Only) realAGENT membership fee is a non-refundable fee with benefits. It is therefore also not a payment for Terminal disbursement. We don’t sell Terminals or collect money for Terminal rentals. It is at the prerogative of the Super-Agent/platform provider to determine the price for their Terminal registration and rental on their various platforms.